The Problem with Tax Refunds

You may have seen an article published on April 29 by CBC about “angry and frustrated” teachers who find themselves in the unfortunate position of having their tax refunds delayed. This is because the Eligible Educator School Supply Tax Credit that many teachers had claimed...

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Ten Don’ts for DIY Investors

In my student days, I remember an ethics professor saying something to the effect of, “That which is not prohibited is permitted.” Of course, one pithy sentence does not exactly provide the full range of nuance that was elaborated on over the semesters that I...

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The Pros and Cons of Commuting a Pension

In years gone by, many people sought a job that would provide the proverbial “gold-plated” pension plan, by which was meant a defined benefit pension, what one might refer to as a “true” pension. That is, once you retired, you would get guaranteed, possibly inflation-protected,...

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