An Introduction to Investment Planning – Part 5.6 Is the ETF a Better Fund? Tax Efficiency Due to the differences in the way mutual funds and ETFs are created and redeemed, there tends to be bit more tax efficiency in the case of ETFs. Therefore, if you have...
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An Introduction to Investment Planning – Part 5.5 For decades the mutual fund has dominated the investment world of the average Canadian. You could walk into your local bank or credit union, get a recommendation from your friendly financial advisor, invest as little as $100, set...
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An Introduction to Investment Planning – Part 5.4 Diversification is one of the main benefits of mutual funds. With one purchase you can buy a piece of a wide variety of securities. Nevertheless, some mutual funds are quite narrowly focused and should probably be complemented by...
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An Introduction to Investment Planning – Part 5.3 Why is there a trailer hitched to my mutual fund? Included in the Management Expense Ratio or MER of many mutual funds is a trailing commission or trailer that is paid to the firm where you have your mutual...
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An Introduction to Investment Planning – Part 5.2 Within my larger series on investment planning, this is the second post on mutual funds. Mutual funds are popular investment vehicles for investors because they give you instant diversification in a single purchase and they can be bought...
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An Introduction to Investment Planning – Part 5.1 What is a mutual fund? At its simplest a mutual fund is a pool of money that has been invested in a collection of stocks – in the case of an equity fund – that have been chosen by...
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An Introduction to Investment Planning – Part 4 If you are the kind of person who “follows the stock market,” that is, you watch the stock prices crawl across the bottom of the TV screen while your dentist is up to his elbows in your mouth,...
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Introduction to Investment Planning – Part 3 Stocks and bonds are the two most common categories for investments, at least for the average “retail” investor like you and me. You may have heard about preferred stock (or shares – the terms are interchangeable) but have wondered...
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Introduction to Investment Planning – Part 2.2 In my previous post I wrote about some of the basics of bonds as well as their benefits. This post continues the discussion with an examination of the risks of investing in bonds and the ways you can buy...
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Introduction to Investment Planning – Part 2.1 Bonds are fixed income investments “Stocks and bonds”: These are the basic building blocks of an investment portfolio. I will write about stocks in an upcoming post, but after my discussion of cash or cash-like assets (e.g., savings accounts) in...
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