Planning for Retirement on a Low Income: A Special Presentation

I have written before about retiring on a low income, in this blog post. Much of that post relied on the writing of John Stapleton, an expert on benefit programs for low-income earners, and a retired Ontario civil servant.   Periodically, Stapleton makes live presentations via programs...

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Your Unconscious Money Beliefs: Money Scripts®

It’s hard to believe but my children are all adults now. I asked one daughter recently what she learned about money from being raised in our household. She came back with an answer very quickly: “Don’t spend money.” I was surprised.   I suppose I hoped that...

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Employee Stock Options. Potential and Peril.

Everybody wants to be in on the ground floor of THE NEXT BIG THING. They want to be an employee of the next Amazon, Apple, or Microsoft, when those companies were in their start-up phase, and be granted stock options that will grow from zero...

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Personal Financial Advice for Newlyweds

In a few days, my oldest child will get married. There are at least two consequences of this impending event: 1. I will take a break from writing a blog post next week. 2. This blog post.   There are certainly more consequences that are much more...

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