A New Option, or a New Distraction? Periodically, investors are introduced to new asset classes with the promise of improving their portfolios. Lately, “alternatives” and “commodities” have become buzzwords in the world of investment products, sometimes packaged as part of a fund’s “expanded opportunity set,” or...
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You may have heard that the Conservative Party of Canada (CPC) has proposed the introduction of the “Canada First TFSA Top-Up,” a plan to allow Canadians to contribute an extra $5,000 in their Tax-Free Savings Accounts (TFSAs), as long as the amount qualifies as a...
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The image above, posted on Flickr, is of a Hina Matsuri display, the Doll Festival, held in Japan on March 3 every year. On this day, families with girls wish their daughters a successful and happy life. March 3, 2025 also happens to be the...
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Investing on your own can be rewarding, but it’s not without its difficulties. Adam Bornn, from Parallel Wealth, highlights eight challenges DIY investors often face in his YouTube video, "8 Hidden Challenges Every Investor Should Know." While Adam provides valuable insights, his perspective seems to assume...
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The Trouble The Overconfident Investor Andrew, 40 years old, single, and an always-in-demand skilled tradesman in the Greater Toronto Area, believes he has cracked the code for successful stock trading. Armed with flashy charts and tables as well as stories of success he’s read in the Facebook...
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As my wife and I approach retirement age, conversations about what’s next are becoming more frequent. While we think about retirement in general, I, as the primary “wealth manager” in our household, also reflect on when it might be time to step back from managing...
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Matthew (Matt) is a 27-year-old social worker with a Master of Social Work (MSW) degree, which he completed three years ago. Currently working in the healthcare sector, Matt has seen firsthand how financial instability can cause stress and hardship. Whether due to inadequate insurance or...
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Bank reputations are “in the toilet” The recent CBC Marketplace story on the sales culture inside the banks has proven to be a cautionary tale when it comes to using the banks for transacting in your financial business. As for the topic of this blog post,...
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Meet John and Jane Jane and John are a couple in their early thirties. They own a townhouse in a suburb outside of Toronto. Although the commute is a bit of a burden, their jobs as an architect and software developer, respectively, allow them to work...
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In light of the recent story by CBC’s Marketplace (video, article) about the pressures bank employees face to meet sales targets, Canadians must become more vigilant when navigating financial products and services. I offer the following suggestions to help you protect your interests and ensure...
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