Is Your Home an Investment?

A few years ago, a 30-ish man moved into a house across the street from us. Shortly after, we saw a large bin placed in the driveway and, based on the debris going in, it soon began to look like a good section of the...

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Strategies to Pay Down Your Debt

Let’s suppose you are a married couple, Jessica and Michael. Both of you are thirty years old. Big purchases, on which you owe money, include a house, a car for each of you, student loans, furniture for the house, which you have put on your...

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Breaking Your Mortgage Contract

Low Interest Rates Make This an Option Worth Considering When my wife and I bought our first house, the interest rate was 7.5%. That sounds awfully high today when you can sometimes see mortgage rates posted for less than 2%. On the other hand, we were...

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How Much Do I Need to Retire?

An Introduction to Retirement Planning – Part 2 “It is difficult to make predictions, especially about the future.” – Danish proverb   Imagine you and your spouse are 35 years old. You hope to retire at 65. There is an almost 25 percent chance that one of you...

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