An Introduction to Insurance and Risk Management – Part 8.1 Imagine you are 35 years old. You are married and you have two children. A few years ago, you and your spouse each bought term life insurance policies from the Flawless Life Insurance Company (aka FlawLife...
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Insurance and Risk Management – Part 7 What? There is a risk in living too long? Imagine you are 65 years old. You have been reasonably diligent in saving for retirement. Now is the time to cash in. You are about to start receiving your Canada Pension...
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An Introduction to Insurance and Risk Management – Part 6 Doesn’t this Post Belong Under Investment Planning? While segregated funds are investment products, the fact that they have certain insurance features and can only be bought through someone who is life-insurance-licensed, I have placed this topic under...
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An Introduction to Insurance and Risk Management – Part 5 One of my daughters gave me a subscription to Audible, the audio book company, for Christmas 2018. Among the first books I listened to was Thinking in Bets, by Annie Duke. The book highlights making decisions...
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An Introduction to Insurance and Risk Management – Part 4 We don’t die like we used to Not that many years ago, Canadians routinely used to die from cancer, a heart attack or a stroke. Now, thanks to developments in medical treatment, there is an increasing likelihood...
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An Introduction to Insurance and Risk Management – Part 3 My Personal Story When I was 25 years old, a couple of months into marriage, I went to see my doctor for a routine physical exam. One thing led to another until I was referred to a...
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An Introduction to Insurance and Risk Management – Part 2 Life insurance probably ranks up there with wills and estate planning when it comes to enthusiasm for the average person. They both have to do with death. Really, life insurance should be called death insurance since...
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An Introduction to Insurance and Risk Management – Part 1 Wouldn’t you love to be a risk manager? It sounds like a job for the man or woman who gets great joy from being a party pooper. I suppose that might be true in some circumstances,...
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