Pros and Cons of Permanent Life Insurance

If you have a spouse and/or children, in other words, someone who is dependent on you, life insurance of some sort is an important consideration. Your dependants “depend” on your monetary contribution to the household. A monetary contribution includes income from employment or self-employment, but...

Read More

Finances and Your New Baby

Bringing a new baby into your home is an exciting but anxiety-inducing time. There is so much change, especially if it is the first baby. There are also lots of financial implications. In retrospect, I’m not sure how we managed to accomplish it when we...

Read More

Dealing with Debt

Debt is not a fun topic. Well, maybe it is if you like engaging in stories like those of the Four Yorkshiremen, later popularized by Monty Python, who sought to outdo each other with their personal histories of poverty.   https://www.youtube.com/watch?v=VAdlkunflRs   Poverty and debt are not, of course,...

Read More

Understanding Financial Credentials

You are looking for someone who can provide you with professional financial advice. Where do you begin? Perhaps you search the internet for investment advice. A list immediately comes up with several advisors from one of the major bank-owned investment firms. A common designation among...

Read More