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  • Home
  • About
    • About Russ
    • How We Work
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    • General Resources
    • Calculators
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Your Unconscious Money Beliefs: Money Scripts®

in Blog
by Russell Sawatsky

It’s hard to believe but my children are all adults now. I asked one daughter recently what she learned about money from being raised in our household. She came back with an answer very quickly: “Don’t spend money.” I was surprised.   I suppose I hoped that...

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Employee Stock Options. Potential and Peril.

in Blog
by Russell Sawatsky

Everybody wants to be in on the ground floor of THE NEXT BIG THING. They want to be an employee of the next Amazon, Apple, or Microsoft, when those companies were in their start-up phase, and be granted stock options that will grow from zero...

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Personal Financial Advice for Newlyweds

in Blog
by Russell Sawatsky

In a few days, my oldest child will get married. There are at least two consequences of this impending event: 1. I will take a break from writing a blog post next week. 2. This blog post.   There are certainly more consequences that are much more...

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Policies of the Federal Parties in Personal Finance Perspective. Part 4

in Blog
by Russell Sawatsky

This is the fourth of four blog posts on the election platforms of the national parties that had seats in the House of Commons at dissolution. I exclude the Bloc Quebecois because they do not appoint candidates outside of Quebec. In the previous posts, I...

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Policies of the Federal Parties in Personal Finance Perspective. Part 3

in Blog
by Russell Sawatsky

This is the third of four blog posts I intend to write on the election platforms of the national parties that had seats in the House of Commons at dissolution. I exclude the Bloc Quebecois because they do not appoint candidates outside of Quebec. In...

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Policies of the Federal Parties in Personal Finance Perspective. Part 2.

in Blog
by Russell Sawatsky

This is the second of four blog posts I intend to write on the election platforms of the national parties that had seats in the House of Commons at dissolution. I exclude the Bloc Quebecois because they do not appoint candidates outside of Quebec. Last...

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Policies of the Federal Parties in Personal Finance Perspective. Part 1.

in Blog
by Russell Sawatsky

This the first of four blog posts I intend to post in the next few weeks on the election platforms of the various parties that seek to put up candidates in every province of Canada and also have MPs currently elected to the House of...

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Testamentary Freedom Isn’t Necessarily So

in Blog
by Russell Sawatsky

A survey conducted by the Angus Reid Institute at the end of 2017 found that less than half of Canadian adults had a will. Furthermore, of those who do, only about 25% said the document was up to date.   Just Because You Wrote a Will… There is...

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How Much Does a Financial Plan Cost?

in Blog
by Russell Sawatsky

At the end of July, Globe and Mail Personal Finance columnist, Rob Carrick, wrote an article about the cost of a financial plan. For this post, I thought it might be helpful to review how I charge for the financial plans I create for my...

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Retirement: The Non-Financial Aspects

in Blog
by Russell Sawatsky

You are the right age to retire. You have the right amount of money. Is that it, though? What are you retiring into? Has that even been part of your thinking? What other aspects of retirement do you need to get into place?   Emotional Issues in...

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Russ Writes

  • This is Not a “Consumer Alert”: Tax on the Sole Survivor’s Estate
  • How Can Stock Picking Be Wrong When It Feels So Right?
  • Personal Finance and Stewardship for Low-Income Households
  • Case Study: Susan’s Retirement – RRSP vs. Non-Registered Investing
  • Making the Most of RESP Withdrawals: A Guide for Parents

Contact

Russell J. Sawatsky
Certified Financial Planner®
T: (519) 852-0318
E: russ@moneyarchitect.ca

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