There is a lot to be said in favour of Do-It-Yourself (DIY) investing. The barriers (online access, real-time quotes, lower costs, etc.) have come down dramatically in recent years. Simultaneously, I would argue, the fact that there are fewer barriers means that the DIYer has...
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Each year the month of November is designated as Financial Literacy Month. I like to think that each blog post that I write adds to the financial literacy of my readers, but there is something to be said for a special focus on bringing up...
Read MoreFinancial planners often encourage their clients to think long-term. We are more cautious about the risk of living too long, longevity risk, than we are about dying young. I subscribed to the print version of MoneySense magazine for many years before it went fully online. I...
Read MorePsychological analysis of people’s relationships with money has become an increasingly important area for financial planning. The tendency in financial services has been to view such matters as having to do only with products. For paying bills and daily expenses, you need a chequing account. To...
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