This is the second of four blog posts I intend to write on the election platforms of the national parties that had seats in the House of Commons at dissolution. I exclude the Bloc Quebecois because they do not appoint candidates outside of Quebec. Last...
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This the first of four blog posts I intend to post in the next few weeks on the election platforms of the various parties that seek to put up candidates in every province of Canada and also have MPs currently elected to the House of...
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A survey conducted by the Angus Reid Institute at the end of 2017 found that less than half of Canadian adults had a will. Furthermore, of those who do, only about 25% said the document was up to date. Just Because You Wrote a Will… There is...
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At the end of July, Globe and Mail Personal Finance columnist, Rob Carrick, wrote an article about the cost of a financial plan. For this post, I thought it might be helpful to review how I charge for the financial plans I create for my...
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You are the right age to retire. You have the right amount of money. Is that it, though? What are you retiring into? Has that even been part of your thinking? What other aspects of retirement do you need to get into place? Emotional Issues in...
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I like to think that most investment advisors seek to do what they think is best for their clients. However, there are advisors who do the wrong thing, sometimes out of ignorance, sometimes due to poor supervision, and sometimes because they are predators, only in...
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I occasionally participate in an online forum of retirees or near-retirees. Judging by the comments, many are suspicious of the Canada Pension Plan. It seems to boil down to three responses: The government is raiding our retirement nest egg – there will be nothing left...
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Financial planners often encourage their clients to think long-term. We are more cautious about the risk of living too long, longevity risk, than we are about dying young. I subscribed to the print version of MoneySense magazine for many years before it went fully online. I...
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The recent news of gravesites being discovered on grounds associated with residential schools has caused many to reflect on the meaning of July 1, Canada Day. Despite growing up in Chilliwack, BC, where many of my secondary school classmates were from local First Nations, I...
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You are a 75-year-old woman. Your husband of 50 years has just died, the funeral has been held and he has been buried. In the middle of this grief and loneliness, you remember that you had named each other as executors in your respective wills....
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