We’re all going to die!

An Introduction to Estate Planning – Part 1 Several years ago, when I was a pastor, I spent a portion of one year involved in Clinical Pastoral Education (CPE), the kind of training that is often required of chaplains. One of the statements made earlier on...

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Clarifying Your Vision for Retirement

An Introduction to Retirement Planning – Part 4 Planning for retirement is not just about money. I think you could reasonably argue that money is almost the last thing to be considered. It is the tool that makes your plans for retirement executable. Mind you, it...

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How Much Do I Need to Retire?

An Introduction to Retirement Planning – Part 2 “It is difficult to make predictions, especially about the future.” – Danish proverb   Imagine you and your spouse are 35 years old. You hope to retire at 65. There is an almost 25 percent chance that one of you...

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When can I retire?

An Introduction to Retirement Planning – Part 1 In the middle of this extraordinary COVID-19 pandemic, many of us may feel like we have been forcibly retired. Our governments have shut down large swaths of the economy in order to enable the physical distancing that, we...

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The Benefits of Charitable Donations

An Introduction to Tax Planning – Part 5 The numbers of people who are applying for Employment Insurance (EI) and the Canada Emergency Response Benefit (CERB) and other supports that the government has rolled out in recent weeks are just staggering. Perhaps, like me, the figures...

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Taxation of Investment Income

An Introduction to Tax Planning – Part 4 You think of yourself and your spouse along with your two children as an average family. Like me you are a resident of London, Ontario. Between the two of you, you earn about $80,000 per year or about...

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