Personal Finance When Life is Short

Financial planners often encourage their clients to think long-term. We are more cautious about the risk of living too long, longevity risk, than we are about dying young.   I subscribed to the print version of MoneySense magazine for many years before it went fully online. I...

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The Hot Potato Portfolio

Norman Rothery’s Heated-Up Version of the Couch Potato Portfolio The Original Couch Potato Portfolio The original Couch Potato Portfolio came from a 1991 article by Scott Burns, then a writer at the Dallas Morning News. He advocated for a simple two-fund portfolio using index mutual funds. One...

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CHILDREN: GUARDIANSHIP

AN INTRODUCTION TO ESTATE PLANNING – PART 3.1 When people get around to making a will, they often think of their family first. If they are married, they will think of their spouse first. Some assets can be inherited directly, outside of the will. Here I...

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