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Using a Withdrawal Policy Statement for Retirement Income Planning

in Blog
by Russell Sawatsky

You have saved steadily throughout your career. You have a Defined Contribution Pension Plan from work, a Locked-In Retirement Account from a previous employer pension, a Registered Retirement Savings Plan, and a Tax-Free Savings Account. You have arrived at the point of retirement. How are...

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What is Not an Investment?

in Blog
by Russell Sawatsky

Introduction to Investment Planning – Part 1 People often use the terms savings and investments as though they mean the same thing. This makes sense because generally speaking you cannot invest unless you have money to invest. You cannot have money to invest unless you have...

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Russ Writes

  • Tax-Free Does Not Mean Rule-Free: Understanding the Limits of a TFSA
  • Taxing What We Earn, Spend, and Leave Behind
  • Downsizing in Retirement: Things to Consider
  • The Case for Cash: Emergency Funds, Sinking Funds, and Liquidity Risk
  • Old Age Security: Bigger, Smaller, or Better Targeted?

Contact

Russell J. Sawatsky
Certified Financial Planner®
T: (519) 852-0318
E: russ@moneyarchitect.ca

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