Disability supports at the federal level include the disability benefit available from the Canada Pension Plan, the Disability Tax Credit, and the opportunity to apply for the Registered Disability Savings Plan (RDSP). At the provincial and territorial level, supports for people with disabilities vary. All...
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Old Age Security (OAS) and the Guaranteed Income Supplement (GIS) are the two major federal programs that provide financial assistance for Canadian seniors. OAS is available to almost any qualified resident or citizen of Canada although it can be reduced depending on years of residency...
Read MoreProbating a will sounds uncomfortable, doesn't it? Kind of like the legal equivalent of a doctor giving you a thorough physical exam… Perhaps there is something to that analogy. Although simple, small estates with a single heir may not require probating, the probate process has value...
Read MoreRegulating the Use of Financial Planner or Financial Advisor If someone were to tell you that they were a financial planner or a financial advisor, what would be your first thought? Mutual fund salesperson? Or perhaps, life insurance salesperson? Before I became involved in financial services...
Read MoreThe Kidney Foundation of Canada raises money to support people with kidney disease and to fund research into treatments for kidney disease. Each September, their big fundraising event is the Kidney Walk, which this year was held in a properly physically distanced manner; those with...
Read MoreSeveral years ago, I received a phone call at the discount investing call centre where I worked. An older woman was on the line. She wanted to buy a particular investment. I noticed that she was being “coached” by someone near her on what she...
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An Introduction to Estate Planning – Part 1 Several years ago, when I was a pastor, I spent a portion of one year involved in Clinical Pastoral Education (CPE), the kind of training that is often required of chaplains. One of the statements made earlier on...
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