It is the nature of my profession that I read a lot about personal financial matters. One of the most difficult of such matters has to do with retirement. Financial economists will say that retirement planning is difficult because there are so many variables, or...
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An Introduction to Financial Planning – Part 3 A question was put to me via Twitter in response to my last post on retirement planning. In a nutshell, how do couples do retirement planning when there is an age gap between spouses? I will interpret an...
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An Introduction to Retirement Planning – Part 2 “It is difficult to make predictions, especially about the future.” – Danish proverb Imagine you and your spouse are 35 years old. You hope to retire at 65. There is an almost 25 percent chance that one of you...
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Insurance and Risk Management – Part 7 What? There is a risk in living too long? Imagine you are 65 years old. You have been reasonably diligent in saving for retirement. Now is the time to cash in. You are about to start receiving your Canada Pension...
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