Meet Mike and Jenn, a married couple residing in London, Ontario. At 41 years of age, they've been married for 12 years, sharing the ups and downs of life as a loving family. With two children, 10-year-old Liam and 8-year-old Emma, their journey through life...
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Being Cautious With Your Money For years your friends have been telling you to invest in the stock market. You resisted, insisting that High-Interest Savings Accounts (HISAs) and Guaranteed Investment Certificates (GICs) were all you needed. Besides, you already had some money in the stock market...
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“This whole notion of marriage is out of date.” Maybe. Or maybe this whole notion of marrying for love is out of date. Let’s bring back arranged marriages. Do you think that is farfetched? Although in decline, the practice of arranging meetings between prospective spouses,...
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Can You Be an Anti-Capitalist Investor? Investing, as we conventionally understand the word, is a deeply capitalist enterprise. So, if you find capitalism to be a deeply flawed economic and social system, is there a way to save, invest, and build wealth in a manner that...
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As an advice-only financial planner, a blog post about why people hire advisors to help with their finances may seem self-serving. Indeed, one of the reasons I write blog posts is to give readers some insight into the mindset and analyses that can help them...
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An Honour? Many people may regard being named an executor as an honour. There is a sense that your appointment in the will means that you are trustworthy and competent to complete the task. However, while someone named to the role of executor should indeed be trustworthy...
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Take CPP at 60; Take OAS at 65 Deciding when to begin Canada Pension Plan (CPP) or Old Age Security (OAS) may not be a problem for many Canadians. The default choice is to take it as early as possible. Low-Income Earners Indeed, for some taking CPP at...
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A Recap Almost four years ago, I left a career in the investment industry that began in 2005, working for the online brokerage of one of the big banks. For the first several years, I was licensed to serve U.S. investors, or more commonly, active traders...
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Retirement is a significant milestone in one's life, representing a well-deserved transition from the daily grind to a more relaxed and fulfilling chapter. However, for many Canadians, the path to a worry-free retirement can be filled with uncertainties and financial challenges. In this blog post,...
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Ten percent per year! That’s a nice round number and what many investors think is a realistic annual investment return. At that rate, following the “Rule of 72,” you will double your account value in 7.2 years – without adding an extra dollar! Let’s imagine that...
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