When I was a teenager, some of my acquaintances dropped out of high school. In B.C., where I grew up, the rule was that you had to be at least 16 years old to make that choice. I suspect that far fewer make that choice...
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As sure as the snow will inevitably melt away in the spring, so will a portion of our income as it is paid to the Canada Revenue Agency. Many employed people will have overpaid their income taxes in the course of the year and are...
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Shortly after I turned 25, and was newly married, I discovered I had a chronic kidney disease that would almost certainly lead to kidney failure. Somehow kidney failure was delayed a lot longer than the prognosis originally indicated, but in 2014 my kidney function got...
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“Why not both?” This is the answer the wife gives to her husband when he asks whether they should install an indoor or an outdoor hot tub. Perhaps you recall that commercial from one of the major providers of reverse mortgages in Canada. While the...
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For some households, an inheritance can make a significant difference in their financial lives. Finally, a home can be purchased, or a mortgage or other debts paid off, or woefully inadequate RRSPs and other accounts for retirement can be fully funded. Married couples manage their finances...
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After a working career of three or four decades or more, you hope you have put away an adequate amount of money in your employer pension plan and/or your RRSP so that you can live an adequate lifestyle in retirement. You are concerned, however. Living...
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I have written before about retiring on a low income, in this blog post. Much of that post relied on the writing of John Stapleton, an expert on benefit programs for low-income earners, and a retired Ontario civil servant. Periodically, Stapleton makes live presentations via programs...
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This is the third of four blog posts I intend to write on the election platforms of the national parties that had seats in the House of Commons at dissolution. I exclude the Bloc Quebecois because they do not appoint candidates outside of Quebec. In...
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This the first of four blog posts I intend to post in the next few weeks on the election platforms of the various parties that seek to put up candidates in every province of Canada and also have MPs currently elected to the House of...
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You are the right age to retire. You have the right amount of money. Is that it, though? What are you retiring into? Has that even been part of your thinking? What other aspects of retirement do you need to get into place? Emotional Issues in...
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