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  • Home
  • About
    • About Russ
    • How We Work
  • Services
  • FAQ
  • Blog
  • Resources
    • General Resources
    • Calculators
    • Books
    • Podcasts
  • Contact

Personal Finance and Stewardship for Low-Income Households

in Blog
by Russell Sawatsky

Stewardship is a Luxury For many Canadians earning minimum wage, stewardship feels like a luxury word. It belongs to the vocabulary of the wealthy, people with disposable income, not those just trying to get through the month.   Imagine a single parent working multiple part-time jobs without benefits,...

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Tax Planning for Generation Z – Strategies for Every Stage of Early Life

in Blog
by Russell Sawatsky

Tax Planning is Important Taxes may not be the first thing on a young person’s mind, but neglecting tax planning early in life can lead to missed savings opportunities and financial inefficiencies. Many Generation Zed* (hereafter GenZ) individuals:   Overpay taxes by not taking advantage of available credits...

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Russ Writes

  • Tax-Free Does Not Mean Rule-Free: Understanding the Limits of a TFSA
  • Taxing What We Earn, Spend, and Leave Behind
  • Downsizing in Retirement: Things to Consider
  • The Case for Cash: Emergency Funds, Sinking Funds, and Liquidity Risk
  • Old Age Security: Bigger, Smaller, or Better Targeted?

Contact

Russell J. Sawatsky
Certified Financial Planner®
T: (519) 852-0318
E: russ@moneyarchitect.ca

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