A New Option, or a New Distraction? Periodically, investors are introduced to new asset classes with the promise of improving their portfolios. Lately, “alternatives” and “commodities” have become buzzwords in the world of investment products, sometimes packaged as part of a fund’s “expanded opportunity set,” or...
Read More
The Problem – Choosing the Right US Market Exposure You’ve decided to add US equities to your portfolio but now comes the tricky part—choosing between the S&P 500 or a total US market ETF. They both sound great, but which is right for you? If you follow...
Read More
Investing on your own can be rewarding, but it’s not without its difficulties. Adam Bornn, from Parallel Wealth, highlights eight challenges DIY investors often face in his YouTube video, "8 Hidden Challenges Every Investor Should Know." While Adam provides valuable insights, his perspective seems to assume...
Read More
Balancing Taxes, Investments, and Borrowing As Edi and Roy approached their retirement, they faced a common financial planning challenge: how to fund a $200,000 renovation to their home without derailing their carefully laid plans. With a healthy $3.5 million in assets split across joint non-registered accounts,...
Read More
Matthew (Matt) is a 27-year-old social worker with a Master of Social Work (MSW) degree, which he completed three years ago. Currently working in the healthcare sector, Matt has seen firsthand how financial instability can cause stress and hardship. Whether due to inadequate insurance or...
Read More
It was a typical Saturday morning at the local diner, where Lee, John, Dave, and Bob gathered for their usual breakfast and discussion about investments and the economy. This weekend, the hot topic was the recent decision by the Bank of Canada to reduce the...
Read More
Bank reputations are “in the toilet” The recent CBC Marketplace story on the sales culture inside the banks has proven to be a cautionary tale when it comes to using the banks for transacting in your financial business. As for the topic of this blog post,...
Read More
Implications for Canadian Investors Lee is a diligent Canadian investor who has been carefully building an investment portfolio over the years. Lee’s financial journey includes a Registered Retirement Savings Plan (RRSP), a Tax-Free Savings Account (TFSA), and a substantial non-registered account. Let’s examine Lee’s story and...
Read More
Technical analysis is a popular method used by investors to predict future price movements of securities based on historical data. It involves the use of statistical trends gathered from trading activity such as price movement and volume. It can be compared to studying past weather...
Read More
Meet John and Jane Jane and John are a couple in their early thirties. They own a townhouse in a suburb outside of Toronto. Although the commute is a bit of a burden, their jobs as an architect and software developer, respectively, allow them to work...
Read More