Investing is Solved!

“Them’s fightin’ words!” Or so a character might say if I was writing a script for a 1950s Western. Nevertheless, some in the stock picker’s camp might take offence at the assertion in the title of this blog post. This seems to suggest that there...

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Help! I’m too Risk-Averse to Invest

Being Cautious With Your Money For years your friends have been telling you to invest in the stock market. You resisted, insisting that High-Interest Savings Accounts (HISAs) and Guaranteed Investment Certificates (GICs) were all you needed. Besides, you already had some money in the stock market...

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Who to see when you have too much debt

On July 15, 2023, the Toronto Star published a lengthy article, written by Richard Warnica, about the unregulated services of a debt consultant. While the story focuses on an individual and a particular debt consultancy firm, the context applies to a broad swath of the...

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Managing Your Credit Card Usage

Emily Emily sat at her kitchen table, staring at the third credit card bill. It was maxed out, just like the other two. Overwhelmed and angry at herself, panic started to creep in. How did she end up in this situation? She used to pay off...

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