Who to see when you have too much debt

On July 15, 2023, the Toronto Star published a lengthy article, written by Richard Warnica, about the unregulated services of a debt consultant. While the story focuses on an individual and a particular debt consultancy firm, the context applies to a broad swath of the...

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Managing Your Credit Card Usage

Emily Emily sat at her kitchen table, staring at the third credit card bill. It was maxed out, just like the other two. Overwhelmed and angry at herself, panic started to creep in. How did she end up in this situation? She used to pay off...

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Dealing with Debt

Debt is not a fun topic. Well, maybe it is if you like engaging in stories like those of the Four Yorkshiremen, later popularized by Monty Python, who sought to outdo each other with their personal histories of poverty.   https://www.youtube.com/watch?v=VAdlkunflRs   Poverty and debt are not, of course,...

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