Two years ago, when I last wrote about the table of returns across asset categories, I observed, “the consistently steady performance of the US stock market.” It appears that things have not changed despite the poor performance of American stocks last year. As I did in...
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One of the reasons why people love dividends, especially in the accumulation stage, is that they like the idea of being paid from their investments and using those investments to buy more of the same securities. This can be done in an automated matter by...
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Are you looking for New Years Resolutions? If your ideas involve financial concerns, you have come to the right place. Below are nine different options to consider for 2023. All will require a bit of work to accomplish, but equally, all will leave you in...
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Last week, I wrote a blog post arguing that one should be indifferent to dividends when it comes to security selection. A good friend responded with a few questions, inviting me to write a second post on the subject. Here you are, Mike … and...
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Scenario Let’s imagine that you are 35 years old and you have just inherited $50,000. You wonder whether it makes sense to contribute to your RRSP, your TFSA, or whether you should open a non-registered account and invest the money there. You live in Ontario and your...
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The bucket strategy divides your investment assets into three categories. The Immediate or Short-Term Bucket This bucket covers a period lasting between two to five years. Money in this category is typically held in savings accounts, Guaranteed Investment Certificates (GICs), and Short-Term Fixed-Income (Bond) Funds. Assets in...
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Interest Rates and Borrowing, Including Mortgages In the last several months, we have begun to see home sales decrease and prices drop, largely due to an increase in interest rates. If you are planning to borrow money, whether for a mortgage or other purposes, this increase...
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I will admit to some trepidation in writing this blog post. Gordon Pape is one of the grand old men of investing in Canada. He has written a column for the Globe and Mail for more years than I can recall right now. However, like...
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While avoiding direct military engagement with Russian military forces, governments around the world have enacted a variety of sanctions that have significantly harmed Russia’s economic circumstances. Russia’s stock market has been closed since February 25, 2022. Russia has generally been included in emerging markets indices....
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In my student days, I remember an ethics professor saying something to the effect of, “That which is not prohibited is permitted.” Of course, one pithy sentence does not exactly provide the full range of nuance that was elaborated on over the semesters that I...
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