In Praise of Mutual Funds

Mutual funds do not get a lot of love, even though they hold the lion’s share of retail investors’ assets in Canada. If you are like me and often peruse personal finance pages of the major Canadian newspapers (or more accurately, their websites), you will...

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What is a Stock Split?

A couple of months ago, Apple and Tesla, split their stock. Apple did a four-for-one split and Tesla split its stock five-for-one. This made big news, but it is not always clear to the general public what this means.   What is a Forward Stock Split? A stock...

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Taxation of Investment Income

An Introduction to Tax Planning – Part 4 You think of yourself and your spouse along with your two children as an average family. Like me you are a resident of London, Ontario. Between the two of you, you earn about $80,000 per year or about...

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