Japan Travelog: Part 3. Personal Finance

Banking You may be aware that some political parties and union advocates have argued that, to develop Canada Post’s viability, financial services should be offered at post office branches. I am not sure how common that is in other countries, but Japan’s post offices have long...

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Understanding Canadian Tax Rates

I have sometimes heard it said, “There’s no point in earning extra income; it’s just going to be taxed away.” Oddly enough, no one seems to turn away a raise.   Graduated vs. Flat Tax Canada has a graduated income tax regime. This means that the more you...

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Is Your Home an Investment?

A few years ago, a 30-ish man moved into a house across the street from us. Shortly after, we saw a large bin placed in the driveway and, based on the debris going in, it soon began to look like a good section of the...

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